(866) 756-6700 [email protected]

We succeed only when our clients succeed.

Hear what they have to say about the Ethos team:

“I am pleased to provide this unqualified Letter of Recommendation for P. Todd Dorton and his entire organization at Ethos Benefit Services. Harrison County has worked with Todd and his team, since approximately June of 2012, to correct what most thought to be an insurmountable political and financial burden on Harrison County.

By taking [Ethos Benefit Services] recommendations, we not only lowered our medical plan liability by right at forty four percent (44%) using the Cost+ model with ELAP; Todd also worked with Judge Hugh Taylor and Commissioners to also reduce our Other Post-Employment Benefits (OPEB) liability for 2013 by approximately eight million dollars ($8,000,000), all in one (1) year, while actually improving benefits in many areas as well. This also included a major overhaul of the retiree program for those retirees over age sixty-five (65) that has been received exceedingly well by all of the affected retirees.”

Read entire letter here.

Jana Cory

Harrison County Auditor, Office of County Auditor, Harrison County Courthouse

“With my previous firm, I found that SWIC was a very good captive for high severity/high occurrence risks that we had at the time. Over the years, this captive saved substantial sums for our firm. Fidelity Benefits and Insurance Services and P. Todd Dorton represent the interests and marketing of SWIC. I would certainly recommend them for any single or multiple cell captive arrangements you may need in The Caymans.”

Read entire letter here.

Drayton McLane, JR.

Chairman, McLane Group

“Based on my personal and professional relationship with Todd, I give him my unqualified endorsement”

Read entire letter here.

Jim Tate

President, Fort Worth Firefighters

“Since parterning with Todd and his staff more than a decade ago, the city continues to see significant savings and more importantly stability in our healthcare costs as a result of the exceptional guidance of Todd and his dedicated staff.”

Read entire letter here.

Wayne Blackwell

Director of Human Resources, City of Sherman, TX

“I have had the opportunity to work with the staff of Ethos Benefit Services and Todd Dorton for a number of years. Whether you are a small entity or a county, Ethos has my unqualified recommendation to meet or exceed your needs. Many may say they think “outside the box”, but Todd will actually build a “new box” for your needs. Todd has the experience and dependability to provide the advice and service his clients need.”


Ramiro Peña

Senior Pastor, Christ the King Church

“The overall consulting job to help guarantee access to all Ukrainians is something that we would all like to work towards and certainly exceeded my expectations. . . the results will likely carry your plan and will realize results almost immediately. Thank you again for your valuable time given to this consulting project. It is very apparent that you put yourself totally into trying to help Ukrainians and particularly the children. Your efforts were a definite success.”

Read entire letter here.

Dr. Vira Pavlyuk,

Director of Partnership Projects